Pets Best Insurance Waiting Period

Most pet insurance companies offer a 14 day waiting period for both accidents and illnesses with some running a little shorter for accidents and some a little longer for illnesses.

Pets best insurance waiting period. Here s a look at the companies. Waiting periods for accidents are 48 hours. Each pet insurance provider has different waiting periods for your pets and even for different sicknesses and conditions. All embrace insurance policies have a 14 day waiting period for illnesses.

However a waiting period of 14 days is common for policies that cover illnesses. Pre existing conditions aren t covered and there s a waiting period before coverage goes into effect. Get answers to your pet health questions 24 7. There are many companies offering pet insurance policies and the waiting period before your pet is eligible for coverage varies from one insurer to the next.

This can be reduced or waived according to pets best s policy see details below in waiting periods. The good news is that you can reduce the waiting period for orthopedic conditions to 14 days by following the orthopedic exam and waiver process below. Accident coverage begins three days after enrollment and illness coverage has the standard fourteen day waiting period. Just 3 days for accidents 14 days for illnesses and 6 months for cruciate ligament events.

In some states congenital and hereditary conditions may have a year long waiting period but pets best generally doesn t cover these or only does so in a limited fashion after the pet s second birthday. Pets best offers comprehensive pet insurance for cats and dogs nationwide as long as they re at least 7 weeks old. In other words you already passed the first 30 days of waiting so the wellness plan can start the next day after enrollment. The only immediate coverage is wellness pet insurance which is added onto to an existing policy.

If signs or symptoms were present before the policy started there will be no coverage for that condition even if you weren t sure what was wrong with your pet. A pre existing condition is defined as any condition that was present before the end of your waiting periods even if it wasn t formally diagnosed by a veterinarian. All dogs have a 6 month waiting period for orthopedic conditions. What is the typical waiting period for a pet insurance policy.

In addition to our comprehensive pet health insurance coverage you can get all your pet health questions answered by veterinary experts day or night with our 24 7. Unfortunately most pet insurance companies withhold coverage for the first few weeks after enrollment meaning you will not be able to apply for reimbursement yet are still required to pay. Pets best covers hip dysplasia after a 14 day waiting period as long as it wasn t a pre existing condition.